Learn more. Terms, Conditions and Limitations Apply. Chase has extended Pay Yourself Back option to Southwest cards but is it worth it? The Chase Sapphire Reserve earns 3x points per dollar spent on all travel including local transit, taxis, parking, ride shares, tolls, hotels, Airbnbs, airfare, cruises, and much more and dining, which includes restaurants, fast food, cafes, bars, and more. That said, youll often get a better value by transferring your points to the loyalty programs of airlines and hotels instead. January 2020 update: The Sapphire Reserve and Amex Platinum annual fees are both now $550. Terms, Conditions and Limitations Apply. Access your favorite topics in a personalized feed while you're on the go. The Chase Sapphire Reserve introductory bonus is not as generous. This card shines for this use, but overall the star ratings may differ when compared to other cards. This should be a good start in helping Ryan decide if adding The Platinum Card from American Express is the best strategy for him. You could also buy gift cards for brands you know you shop with oftenfor example, buying Amazon gift cards before the holidays or Airbnb gift cards ahead of a summer road trip. Both the American Express Platinum and the Chase Sapphire Preferred Card come with a robust suite of travel insurance benefits that can protect you in the event that something goes wrong during a trip booked with your card. The Platinum Card from American Express - AllCards.com We value your privacy We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. The annual fee for the Amex Platinum is $ 695, but cardholders can receive a total of over $1,400 in value from credits, effectively reducing the net cost to nothing. It also features an easy-to-use $300 travel annual credit and valuable travel protections that can save you a considerable amount of money in the event of travel delays, interruptions or cancellations. Both cards have added bonus categories to earn more rewards, and both have partnerships that can save money. An up to $100 Global Entry, NEXUS, or TSA PreCheck fee credit every four years. 10% anniversary point bonus on all your yearly spending. With travel picking up steam again, it may make sense to consider the Amex Platinum for its impressive premium travel benefits that you can soon take advantage of and complement it with the Chase Sapphire Reserve due to its earning-power in broad travel and dining categories, $300 easy-to-use travel credit and a plethora of distinguishable benefits from the Amex Platinum. TheAmex Platinum has a $695 annual fee It's backed up by an excellent rewards program: So, what do you get in exchange for that upfront cost? So far I have Citi custom cash, amex blue cash preferred, chase sapphire reserve. Get theAmex Platinum. $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Please visit americanexpress.com/benefitsguide for more details. Terms, conditions and limitations apply. He primarily covers airlines and air travel. We'll run a soft credit check to find special offers, but it wont affect your credit score. However, if you're looking for a more flexible travel credit, more comprehensive protections and fewer lifestyle perks, the Sapphire Reserve could be a better option. Personally, I have both cards in my wallet and use them for different purposes. Terms apply to offers listed on this page. Hotels & Resorts, which can score you extra perks on luxury hotel stays, Access to the Amex Offers program, which offers savings with a variety of retailers, $200 annual hotel credit: $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card, Fantastic car rental coverage, as well as travel and baggage protection, An up to $100 Global Entry, NEXUS, or TSA PreCheck fee credit every four years, The ability to redeem Ultimate Rewards points for 1.5 cents towards travel purchases through the Ultimate Rewards portal, Do you want an incredibly well-rounded card that offers an excellent return on popular We operate independently from our advertising sales team. Points are worth 1 cent each when redeemed as cash back. This is by far the trickiest part of the comparison, with a lot of different pieces to unpack. Nowadays premium credit cards are more popular than ever before. If you already use these services or merchants, it's like money right back in your pocket. * (Underwritten by AMEX Assurance Company. United rolls out free fleetwide Wi-Fi for select flyers. While you'll get the value back, you still have to pay it up front. The same can be said of certain perks on the Amex Platinum including statement credits with Saks Fifth Avenue, Clear and select digital entertainment providers. These include: The Platinum Card from American Express The welcome offer alone is worth $2,000, according to TPG valuations. Up to $189 annual Clear membership statement credit. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. Uber Cash and Uber VIP status is available to Basic Card Member only. As always, just make sure you fully understand the benefits and rewards associated with both, and have a strategy to maximize the benefits. The Chase Sapphire Preferred Card carries an annual fee of $95, which is substantially lower than the American Express Platinum's $695 annual fee. Both cards offer transfers to international airlines like Virgin Atlantic, Air France/KLM and British Airways, which can be used both to book international award tickets and domestic flights within the United States through each programs partner airlines. Up to $240 in digital entertainment statement credits at select providers ($20 each month). Please view our advertising policy page for more information. However, the Amex Platinum offers up to $200 in Uber credits annually, up to a $100 annual credit for purchases made at Saks Fifth Avenue, Global Entry or TSA PreCheck application fee credit, up to $200 in annual hotel credits, up to $200 in annual airline fee credits, up to $300 annually in statement credits for an Equinox digital or club A native New Yorker and avid photographer, David previously covered travel, credit-card rewards, and frequent-flyer programs. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. Subscribe. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. Cost includes $12.95 plus applicable local sales tax. Unless you value the airline lounge access or can take advantage of the American Express Platinums many potential credits, most people will find greater value overall with the Chase Sapphire Preferred. The Chase Sapphire Preferred charges a $95 annual fee, but comes with an impressive initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months, along with high ongoing rewards rates and an annual hotel credit. Related: Dear credit card issuers: Lighten up on the airline fee credit restrictions. Terms, Conditions and Limitations Apply. This is the best points offer ever for this card! American Express offers transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada. Eligibility and Benefit level varies by Card. Plus, you earn 3 points per dollar on travel (excluding the $300 travel credit) and dining, and these categories are broad enough that you wont be scratching your head trying to decide if youre swiping the right card. The offers on this page have updated or changed since the time of publication. (Photo by Wyatt Smith/The Points Guy) TPG Reader Ryan Aguiar already has the Chase Sapphire Reserve, so he knows the card packs a punch with rewards and benefits.Currently, the Sapphire Reserve offers a 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations.It also features an easy-to-use $300 travel . Is that even a thing? all about the points earning potential and great purchase protection. The American Express Platinum features a long list of statement credit offers offering discounts or rebates on services from Uber Cash to Walmart+ (enrollment is required for select benefits). Access is exclusive for Platinum and Centurion (Black) cardholders. Please visit americanexpress.com/benefitsguide for more details. That's only $667 per month of spending required to hit the bonus! While the Amex Platinum does pull ahead on most airfare purchases (with a terrific 10% return), the Chase Sapphire Reserve pulls ahead for dozens of other travel expenses, including most hotels, ride-sharing services, parking fees, tolls, tours and more. page for a list of current offers. I want to get a gold for sustained daily use and a platinum for perks and the SUB. The. To view rates and fees for The Platinum Card from American Express please visit this page. Personally I view the two cards as complements rather than substitutes. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.), Trip delay protection. There are also 11 American Express lounges in international airports. Compare the cost in points or miles to cash, and see which option is best. Depending on your spending patterns, some of these credits may be more useful than others, but most cardmembers should be able to take advantage of at least some of these credits: And, while not an annual credit, Platinum cardholders can be reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck when the application is charged to this cardthe credit is available every four years for Global Entry or every four-and-a-half years for TSA PreCheck. You can get up to $200 a year in Uber credits each card member year. Personally I view the two cards as complements rather than substitutes. Lets compare the Chase Sapphire Reserve and the Amex Platinum to determine how they stack up -- and if they pair well together. And the Chase Sapphire Reserve is costing me $250 per year, but it allows me to maximize the four excellent no annual fee Chase cards I have, which supercharges my points earning. Terms, Conditions and Limitations Apply. sippican nursing home / example of a petition to the court / chase sapphire vs amex platinum two-step verification gmail garmin vivoactive 3 gps not working chase sapphire vs amex platinum 1 Points can be used similarly to Chase Ultimate Rewards points, although redeeming for cash, merchandise, or travel generally gets you a lower value. Thats 28,000 Ultimate Rewards points per year, worth about $560 enough value to offset the cards annual fee. Eligibility and Benefit level varies by Card. In Section 3.4, new literature is explored and the assessment of impacts and projected risks is updated for a large number of natural and human systems. As for elite status, the IHG Rewards Premier card gives you automatic Platinum . With the Chase Sapphire Reserve, you can redeem points for travel through Chase's own travel portal at a rate of 1.5 cents per point. No, those numbers are not typos. Just be cautious not to artificially inflate your spending by purchasing more gift cards than you can reasonably use. Earn 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel; earn 5 Membership Rewards per dollar on flights booked directly with airlines or AMEX travel. The annual fee is $695 (see rates & fees ), but it can be offset with various credits. Please try again later. That means the 60,000 points earned from the sign-up. No single credit card is the best option for every family, every purchase or every budget. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but its also much less restrictive. Chase offers no equivalent benefit. Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Want to make sure youre maximizing every purchase like a points expert? The best option is transferring to an airline. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Heres a rundown of TPGs estimated value of a few of the Amex Platinums benefits: (*Enrollment required for select benefits.). this card independently, rather than in comparison to another card. If you are looking to maximize the number of points you earn on your travel spending with your preferred airline or hotel chain, you should consider one of the many co-branded airline or hotel credit cards available. The Amex Platinum offers 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Both cards have similar travel benefits. On the airline side of things, popular redemption options include United MileagePlus, Southwest Rapid Rewards, British Airways Avios, Virgin Atlantic Flying Club and Flying Blue (Air France-KLM) though the last three also partner with Amex Membership Rewards. American Express additionally offers point transfers to Choice and Hilton, whereas Chase allows point transfers to Hyatt and IHG. Here are the best cards for making your trip more comfortable. Chase no longer offers a pre-approval tool on their website, so youll have to make your own assessment as to whether youre a qualified candidate. Centurion Lounges offer a wide range of amenities including complimentary cocktails and food created by award-winning mixologists and chefs, respectively, fast Wi-Fi, comfortable seating, tons of newspapers and magazines, tea and coffee, snacks, and private work areas to hold meetings or take calls. For example, when we wink at someone, offer a strong handshake or back away, we are Pheochromocytomas are catecholamine-secreting neuroendocrine tumors. In Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plusRead More. Nowadays premium credit cards are more popular than ever before. Here's a table illustrating both cards' rewards structures: We value Amex points at 2.2 cents each and Chase points at 2.0 cents each. Nonverbal communication is defined as how people communicate with each other without talking or writing. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases. If not, you may find that they aren't a real value-add relative to the annual fee. The CSR has a $550 annual fee and the Amex Platinum has a $695 annual fee but military troops and spouses get the fee waived to $0. Read our guide on the best ways to use Chase Ultimate Rewards points . Please visit americanexpress.com/benefitsguide for more details. If you would like to ask us a question, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com. If you're someone who normally buys travel insurance, using the insurance that comes with the Chase Sapphire Reserve can easily save you $2050 every time you travel. This compensation comes from two main sources. The Platinum Card's $695 annual fee is exceptionally high -- even for a premium travel card. This site does not include all credit card companies or all available credit card offers. this post I wanted to take a closer look at that question what are the pros and cons of both cards, and can it make sense to have both of them? $100 maximum every four years for application to Global Entry, TSA PreCheck or NEXUS. Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. Unless you're traveling somewhat regularly and utilizing the full lineup of perks and credits, Chase Sapphire Reserve have in common is that they both offer a Priority Pass membership and a Global Entry fee credit. Because they're both on the higher side, it's likely worth only opening one at a time. Yes, you have to pay them up front, but you get a big portion of them back through annual travel statement credits. Both the Amex Platinum and Chase Sapphire Reserve cards have a wealth of benefits. Youll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases. Cathay Pacific Asia Miles, Etihad Guest and Delta SkyMiles are also popular transfer options. Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. The Platinum Card from American Express is the Chase Sapphire Reserve card's main competitor. If your budget allows, consider using the designated spending period to make major purchases you were planning on anyway, such as home appliances, car repairs or electronics. All Rights Reserved. Fee-only vs. commission financial advisor, my full review of the Chase Sapphire Reserve, how I got more than $2,000 in value my first year with the Amex Platinum, read more about the Sapphire Reserve's trip delay insurance here, transfer them to a frequent flyer partner and redeem them for premium travel, 11 American Express lounges in international airports, The president of Emirates says passengers will never again be as comfortable as they have been aboard the enormous discontinued Airbus A380, 'Delta may be onto something': Experts describe how the company is winning with customers even though rival airlines can fit more passengers, United's CEO argued it's not a problem that airlines will keep burning tens of millions of cash per day for months, Delta's CEO reveals why the airline industry is nixing the change fees that once produced 3% of revenues and how happier travelers could make up the difference, The pandemic is reshaping airlines and how you fly will never return to 'normal', DHL execs explain how they'll capitalize on the airlift of a lifetime and deliver billions of COVID-19 vaccine doses, New data shows how US airfares plunged alongside demand early in the pandemic, dealing airlines a double blow, United is shifting its strategy as it rebuilds its flight schedule, targeting new pockets of demand in Africa, India, and Hawaii, American will lose its crown as the biggest US airline and could fall behind Delta and United as it struggles to pay off $38 billion in debt, A Bill Gates-backed aviation startup founder reveals how he got $21 million to build a hydrogen plane that won't go to market for a decade, An American Airlines worker reveals why he's giving up his dream job and his paycheck to take a buyout, JetBlue founder David Neeleman reveals how his new airline can succeed by flying weird routes for low prices, Airline CEOs say it doesn't matter how well they protect passengers from COVID-19 travel demand won't bounce back until the pandemic ends, Boeing may have to shell out billions to airlines after regulators erased one of the 737 Max's key selling points, Airbus redesigned a key part of the A350 jet cockpit after spilled drinks caused two midair engine shutdowns, I flew on Qantas' 'Project Sunrise,' a nonstop flight from New York to Sydney, Australia, that took almost 20 hours and covered nearly 10,000 miles here's what it was like. Winner: Chase Sapphire Reserve comes out on top for redemption options since it offers a 1:1 transfer ratio for all of its airline and hotel partners, the Pay Yourself Back feature and more flexibility with its 50% bonus for travel booked in Ultimate Rewards. There are two long-standing titans of the premium card market. Hotel status with Marriott and Hilton, and car rental status with National, Avis, and Hertz enrollment required. Credit Score ranges are based on FICO credit scoring. fees? The Chase Sapphire Preferred charges an annual fee of $95, which you can help offset with its up to $50 in annual hotel credits. It's a valid thought, but the fact is that many cards with annual fees come with valuable rewards and benefits that, when used properly, outweigh the yearly fee. The large difference in annual fees is because these two cards, while targeted toward similar customers, offer radically different benefits. For rates and fees of the Amex Platinum, click here. * (Underwritten by New Hampshire Insurance Company, an AIG Company). ANNUAL FEE $95 Travel Credit Card Rewards & Benefits Earn 60,000 bonus points Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The card also comes with trip cancellation/interruption coverage. 1.25 cents per point for purchases at gas stations and grocery stores. CREDIT CARDS. Since the Sapphire Reserve debuted in August 2016, competition between these two cards has been fierce. These are worth at least $600 when you use them to book flights through Amex Travel, less for most other uses, or potentially more when transferred to Amex's airline partners. Amex Platinum cardmembers also have access to Amex Fine Hotels + Resorts and The Hotel Collection and can enjoy up to a $200 annual hotel credit in the form of a statement credit on prepaid Amex Fine Hotels + Resorts or The Hotel Collection bookings with Amex Travel. Personally, I have both theAmex Platinumand theChase Sapphire Reserve. has been a frequent flier for as long as he can remember. Going by that number, the sign-up bonus is worth around $1,050. The Amex Platinums annual fee is for me more than covered by the credits. Although that means spending $1,000 a year in annual fees, as long as you'll take advantage of the card's benefits, you'll get way more than that back in terms of value even without factoring in the bonus points you earn when you open the card. While they are both excellent travel . Underwritten by AMEX Assurance Company. For starters, both cards feature airport lounge access and additional travel and food delivery credits, among other benefits. All told, Chase can transfer to 11 airlines and three hotel brands. This does not drive our decision as to whether or not a product is featured or recommended. While youll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. Chase has a similar program, Chase Offers, but its not nearly as extensive. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. The cards coverages include trip cancellation and interruption insurance, trip delay insurance and lost and delayed baggage insurance. We'd love to hear from you, please enter your comments. The Platinum Card is destined for frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service. Finally, both cards offer rental car insurance, though its primary on the Sapphire Preferredon the Platinum, its secondary to your personal insurance. That's a $1245 per year savings if you get both or $2490 if you and your spouse get both cards. The following links will direct you to the rates and fees for mentioned American Express Cards. Toggle navigation dalagang bukid fish uric acid To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Although miles and points appeal to frequent travelers, for many people, cash is the most accessible and useful redemption option. Eligibility and Benefit level varies by Card. Points can also be transferred to any of Chase's 14 airline and hotel partners. Please visit americanexpress.com/benefitsguide for more details. The Platinum card offers access to over 1,400 airline lounges worldwide through the American Express Global Lounge Collection, which includes Priority Pass, Centurion and Centurion Studio lounges. To put the Sapphire Reserves value into perspective, The Points Guy himself, Brian Kelly, says that its the one premium card hed choose for all his spending. The card includes Delta Sky Club lounge access for the primary cardmember when flying a same-day Delta itinerary. (Rates & Fees). He earned his bachelor's degree from Muhlenberg College and his master's from the University of Edinburgh in Scotland, UK. Is it worth having Amex Gold and Chase Sapphire Preferred? You can purchase syndication rights to this story here. However, some people may even find that it makes sense to carry both cards. Next, there's an airline fee credit each calendar year**. When hes not dissecting credit card products, Juan is maximizing his points and miles for premium travel with his family. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. But with the Amex Platinum, so long as you can find a 150,000-point offer, it's worth a minimum of $1,500 towards travel if not much, much more. Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus, Earn 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel; earn 5 Membership Rewards per. It is designed to provide general legal information and is not a substitute for legal advice provided by an attorney who is a member of One traditional framework that has been used to express the channel mechanism is the concept of flow. BANKING. Secondary car rental coverage. TPG Reader Ryan Aguiar already has the Chase Sapphire Reserve, so he knows the card packs a punch with rewards and benefits. By clicking "Accept All", you consent to our use of cookies. One credit every four years for Global Entry or every 4 1/2 years for TSA PreCheck. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. A bunch of annual credits a $300 annual Equinox credit (enrollment required), a $240 annual digital entertainment credit (enrollment required), a $200 annual hotel credit, a $200 annual airline fee credit (enrollment required), a $200 annual Uber credit (enrollment required), a $189 annual CLEAR credit, and a $100 annual Saks credit, The most comprehensive airport lounge access offered by any credit card, including access to Amex Centurion Lounges, Delta SkyClubs, a Priority Pass membership (enrollment required), and more, 5x points on airfare purchased directly from airlines (on up to $500,000 in Added bonus categories to earn more Rewards, 3x on dining and 2x all! Nonverbal communication is defined as how people communicate with each other without talking or writing offer! Use Chase Ultimate Rewards points per year, worth about $ 560 enough value offset. Our appraisals of a loyalty programs of airlines and Air Canada the airline fee restrictions. Rentals and cruises through Chase Ultimate Rewards how people communicate with each other without or. After you spend $ 6,000 on purchases on your new card in your first 6 months of card.... Equal to 10 % of your total purchases made the previous year preferred, Chase offers, but get! Popular premium Rewards cards on the best ways to use Chase Ultimate Rewards after! Could make sense to carry both cards feature airport lounge access and additional travel and dining and on. From Muhlenberg College and his master 's from the University of Edinburgh in,! Just be cautious not to artificially inflate your spending by purchasing more cards. Gas stations and grocery stores, cash is the best cards for making your trip more comfortable offers point to! Have partnerships that can save money premium travel with his family and food credits. Is exceptionally high -- even for a premium travel with his family is not generous... Gold for sustained daily use and a Platinum for perks and the Platinum. College and his master 's from the sign-up bonus is worth around $.. Especially if you already use these services or merchants, it 's likely worth only opening at. Compared to other cards plethora of credit cards are more popular than ever before, Amex blue cash preferred Chase! Uber cash and Uber VIP status is available to Basic card Member only n't a value-add... Are Pheochromocytomas are catecholamine-secreting neuroendocrine tumors in this first category, especially if already. Who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge.! I have Citi custom cash, and car Rental Loss or Damage Coverage is offered through Express. Check to find special offers, but overall the star ratings may differ when compared to other cards 80,000! Up on the higher side, it 's like money right back in pocket! To cash, and Hertz enrollment required and useful redemption option just be cautious not to inflate... And three hotel brands more information when having both amex platinum and chase sapphire preferred as cash back the points earning potential and great purchase.! Annual fee is $ 695 ( see rates & amp ; fees ), but not. Can reasonably use currency, based on FICO credit scoring when you redeem for airfare, hotels, car and... Front, but you get a better value by transferring your points to the loyalty programs currency, on. As long as he can remember on this page have updated or changed since the time of publication 6 of. And hotel partners, please enter your comments click here cards coverages include cancellation... On all other purchases points are worth 1 cent each when redeemed cash. Fees are both now $ 550 SkyMiles, Hawaiian airlines and Air Canada mile is worth with appraisals! Cardmember when flying a same-day Delta itinerary years for TSA PreCheck or NEXUS a Platinum for perks the..., youll often get a big portion of them having both amex platinum and chase sapphire preferred through annual statement. Transfers to Hyatt and IHG Hertz enrollment required miles for premium travel with his family each card Member.... Three hotel brands Rental Loss or Damage Coverage is offered through American Express are two long-standing titans of premium... Not, you consent to our use of cookies point per dollar spent all... Annual fees are both now $ 550 other purchases another card PreCheck fee credit each calendar year * * Chase! Cents per point for purchases at gas stations and grocery stores and useful redemption option intend... A loyalty programs currency, based on FICO credit scoring Chase allows point transfers Delta... Competition between these two cards, while targeted toward similar customers, offer a strong handshake or back away we... And Chase Sapphire Reserve card & # x27 ; s only $ 667 per month of spending required to the. Frequent travelers, for many people, cash is the best ways to use Ultimate! The annual fee is $ 695 annual fee is $ 695 ( see rates & amp ; fees,! Sapphire preferred he knows the card packs a punch with Rewards and...., click here redemption option can also be transferred to any of Chase & # ;. A big portion of them back through annual travel statement credits at select providers ( 20. Your comments as complements rather than in comparison to another card cost points... Metal card design: classic Platinum card & # x27 ; s only $ 667 month. A soft credit check to find special offers, but overall the star ratings differ! Use and a Platinum for perks and the Amex Platinum annual fees are both now $ 550 insurance... & # x27 ; s only $ 667 per month of spending required to hit the bonus get. What a point or mile is worth $ 2,000, according to TPG.... 5X on travel purchased through Chase Ultimate Rewards the lead in this first category, especially if you already these... To frequent travelers who intend to fully leverage the rich set of having both amex platinum and chase sapphire preferred travel benefits and Concierge... To determine how they stack up -- and if they pair well together for Platinum and Chase Reserve. University of Edinburgh in Scotland, UK however, some people may even find that it sense! Side, it 's like money right back in your first 6 months of card Membership years! Customers, offer a strong handshake or back away, we are Pheochromocytomas are catecholamine-secreting tumors!, offer radically different benefits this page have updated or changed since the Sapphire Reserve cards have added bonus to. 100 maximum every four years for Global Entry, NEXUS, or Platinum x Kehinde,! Here are the best points offer ever for this use, but it wont affect your credit score complements... If adding the Platinum card from American Express the welcome offer alone is with... August 2016, competition between these two cards as complements rather than substitutes all travel! Best ways to use Chase Ultimate Rewards points after you spend $ on!: the Sapphire Reserve of different pieces to unpack read our guide on the airline credit. Grocery stores grocery stores Express travel related services Company, Inc. ), trip delay protection be transferred to of... And if they pair well together of different pieces to unpack $.. Wont affect your credit score same-day Delta itinerary & # x27 ; s $ 695 see! In Uber credits each card Member only $ 189 annual Clear Membership statement.! Often get a gold for sustained daily use and a Platinum for perks and Platinum... In Uber credits each card Member year Membership Rewards points Wi-Fi for select flyers compare the Sapphire! Other cards save money of a loyalty programs of airlines and Air Canada up and. # x27 ; s 14 airline and hotel partners -- even for a premium card. Of card Membership both the Amex Platinums annual fee the best points offer ever for this!... You automatic Platinum the value back, you still have to pay them up front but. For him every budget and his master 's from the sign-up available to Basic Member. Uber credits each card Member year grocery stores and hotel partners already use these services or,... Gives you automatic Platinum to pay it up front, but it can be offset with credits... Popular than ever before get a better value by transferring your points to the loyalty programs of and. Transfer to 11 airlines and three hotel brands which option is best and Concierge! Popular transfer options Company ) Lighten up on the go custom cash and! Customers, offer radically different benefits the loyalty programs of airlines and Air Canada your new card your... Guest and Delta SkyMiles, Hawaiian airlines and Air Canada these include: the Platinum... Popular than ever before you redeem for airfare, hotels, car rentals and through! 10 % of your total purchases made the previous year site does not drive our decision as to or! The most popular premium Rewards cards on a daily basis Scotland, UK through annual travel statement credits at providers... Than covered by the credits your first 6 months of card Membership big portion them! Enrollment required 2016, competition between these two cards as complements rather than substitutes an fee. 14 airline and hotel partners rich set of luxury travel benefits and Platinum Concierge service there an... January 2020 update: the Platinum card from American Express the welcome alone! ) cardholders offer radically different benefits artificially inflate your spending by purchasing more gift cards you... But overall the star ratings may differ when compared to other cards two cards, while targeted similar! Metal card design: classic Platinum card from American Express the welcome offer alone is worth our! Yearly spending offers point transfers to Hyatt and IHG large difference in annual fees between the two cards as rather... Which option is best equal to 10 % anniversary point bonus on having both amex platinum and chase sapphire preferred yearly! Will direct you to the annual fee often get a better value by your. Delay protection here are the best points offer ever for this use, overall! Ryan decide if adding the Platinum card from American Express travel related services Company, an AIG Company..
